Create Account Sign in
Lowest Pricing and

Payment Gateway Charges

for Growing Businesses
Get in touch

Payment Modes include

2%

1.90%

per transaction

  • payment mode visa

    Visa

  • payment mode mastercard

    Mastercard

  • payment mode maestro

    Maestro

  • payment mode icici

    ICICI

  • payment mode amazon

    Amazonpay

  • Airtel Money

    Airtel Money

  • Jio Money

    Jio Money

  • payment mode phonepe

    Phonepe

  • payment mode netbanking

    Net Banking

0%*

per transaction

  • payment mode upi

    UPI

  • payment mode rupay

    RuPay

EMI

1.5%

per transaction

Debit Card EMI

  • HDFC

    HDFC

  • Kotak

    Coming soon

TDR+.25%

per transaction

Credit Card EMI

  • HDFC

    HDFC

  • Kotak

    Kotak

  • ICICI

    ICICI

  • RBL

    SBI

  • Kotak

    Bank of Baroda

  • Kotak

    Standard Chartered

  • Kotak

    Axis

  • Kotak

    Other banks

1.90%

per transaction

Cardless EMI

  • payment mode icici

    ICICI Bank
    (via Flexmoney)

  • Kotak

    Kotak Bank
    (via Flexmoney)

  • Kotak

    IDFC First Bank
    (via Flexmoney)

  • HDFC

    HDFC
    (via Flexmoney)

  • Kotak

    Federal Bank
    (via Flexmoney)

  • Kotak

    Zest Money

  • Kotak

    KreditBee

Pay Later

2.5%

2.2%

per transaction

  • HDFC

    LazyPay

  • Ola money

    OlaMoney
    Postpaid

  • ICICI

    ePayLater

  • HDFC

    HDFC (via
    Flexmoney)

  • Kotak

    Kotak (via
    Flexmoney)

  • Kotak

    Simpl

  • Kotak

    Freecharge
    PayLater

  • Zest Money

    Zest Money
    PayLater

3.5% + ₹ 7

per transaction

International Cards

  • visa

    Visa

  • mastercard

    Mastercard

Standard payment
gateway charges
applicable

  • Paypal

    Paypal

  • Paytm

    Paytm

2.95%

per transaction

  • Dinner Club

    Diners Club

  • Olamoney

    American Express

* Platform fee shall be a fee paid by the Merchant for services such as Hosted Checkout, Plugins, SDKs, Dashboard, and Generation of Reports. The Platform Fee shall be calculated on either total transactions or a certain number of transactions or a certain percentage of transactions of the total transaction as may be mutually agreed between the parties. Platform fee is a fee other than the fee charged on the transaction for payment instruments..

Already using

payment gateway?

  • payment gateway charges

    Next day
    settlement *

  • International payments

    International payments
    in 30 currencies

  • Instant Refunds

    Instant
    Refunds

  • Dedicated account manager

    Dedicated account
    manager

  • Juspay

    Now Live on Juspay.
    Connect Today

  • payment gateway charges

    Paperless and
    same day onboarding

  • payment gateway charges

    Easy to use
    Dashboard

  • payment gateway charges

    E-commerce
    Plugins

  • payment gateway charges

    Developer friendly
    integration kits

FAQs on Payment Gateway Pricing

Yes. We can offer customized payment gateway charges if your business has very high average order values or micro-transactions. For custom, pricing get in touch with us here .

TDR or Transaction Discount Rate is the per transaction cost a payment gateway charges for usage. Cashfree charges among the lowest TDR in the form of payment gateway charges.

Once you upload all payment gateway integration related documents, we verify the details. As your account gets approved, our team will assist you with international card payment activation.

If you already have a PayPal business account, you can connect your PayPal account with Cashfree payment gateway account and start accepting international payments from day one. Read our Cashfree PayPal payment gateway integration guide . PayPal integration in Cashfree Payment Gateway is FREE. If you decide to enable PayPal Express Checkout on your Cashfree checkout page, you will be bearing only standard PayPal pricing, Cashfree does not charge any additional payment gateway charges.

Yes, the TDR or transaction discount rate is deducted on a per transaction basis. When a transaction is successful, the TDR amount is deducted by Cashfree before settling the proceeds to your bank account.
With Cashfree, you pay ZERO Setup fee. Also, there are no Annual Maintenance Charges (AMC).

UPI is available as a payment mode on Cashfree Payment Gateway. Your customers can use any UPI app including PhonePe, GooglePay etc to pay. The UPI payment gateway charges are as per the applicable law.

Cashfree offers the widest range o UPI integration such as UPI collect, UPI intent, UPI QR Code, UPI WhatsApp link etc. You can choose from a range of UPI integration and achieve the desired checkout experience.

Platform fee is paid by you for services such as Hosted Checkout, Plugins, SDKs, Dashboard, Generation of Reports etc. The Platform Fee is mutually agreed upon between Cashfree and You. Platform fee is a fee other than the fee charged on the transaction for payments instruments.

Transaction
Amount

  • Upto ₹1000

  • ₹1001 to ₹10000

  • Above ₹10000

IMPS

  • ₹ 2.5
  • ₹ 5
  • ₹ 10

NEFT

  • ₹ 1.75
  • ₹ 1.75
  • ₹ 1.75

UPI

  • ₹ 3
  • ₹ 6
  • ₹ 10
  • visa

    Visa

  • mastercard

    Mastercard

Cards

₹ 10

  • Amazonpay

    Amazonpay

Wallets

1.00%

  • Paytm

    Paytm

Wallets

As applicable on your Paytm business account

  • payment gateway charges

    Paperless and
    same day onboarding

  • payment gateway charges

    Easy to use
    Dashboard

  • payment gateway charges

    E-commerce
    Plugins

  • payment gateway charges

    Developer friendly
    integration kits

FAQ

Transfers to bank accounts happen instantly or within a few minutes, depending on your business requirement. Transfers for amounts in excess of Rs 2,00,000 are restricted by banking hours and can take longer. A payout to UPI-BHIM ID or Paytm wallet is instant.

Yes, it is possible to make bulk payments even on Sundays and bank holidays.
It is possible to use Cashfree's bank validation feature and API to verify whether an account exists and the name of the account holder at the bank. Transfers to incorrect account details fail instantly so you will know if a payment failed and why.
This can be done by uploading a simple 4 column Excel file to Cashfree containing the account details and amount of all the recipients. It is also possible to use Cashfree's API to trigger bulk payout requests.

Basic

₹2.00

Cashgram charges
+

Transfer charges

Premium

₹2.00

Cashgram charges
+

₹2.5

Bank account
verification charges
+

Transfer charges

IMPS NEFT UPI  
₹ 2.50 ₹ 1.75 ₹ 3.00 up to ₹1,000
₹ 5.00 ₹ 1.75 ₹ 6.00 ₹1,001 to ₹10,000
₹ 10.00 ₹ 1.75 ₹ 10.00 Above ₹10,000
Visa
Mastercard

1.00%

Amazon Pay

As applicable on your Paytm business account

Paytm
  • payment gateway charges

    Paperless and
    same day onboarding

  • payment gateway charges

    Easy to use
    Dashboard

  • payment gateway charges

    E-commerce
    Plugins

  • payment gateway charges

    Developer friendly
    integration kits

Bank Transfer

₹ 5

Creation

Virtual Account

₹ 10

per transaction

Reconcile IMPS/NEFT/RTGS payments

UPI

₹ 5   *

Creation

Virtual UPI IDs

0.30% *

per transaction

Reconcile UPI payments

* Please Get in touch with us for tailored pricing.

  • payment gateway charges

    Paperless and
    same day onboarding

  • payment gateway charges

    Easy to use
    Dashboard

  • payment gateway charges

    E-commerce
    Plugins

  • payment gateway charges

    Developer friendly
    integration kits

FAQ

Customers can open their preferred UPI app like Tez, PhonePe or even WhatsApp and make a payment to their unique virtual account number or UPI ID. This is more suited for consumers making a payment. Payments can also be done by logging into their bank account, adding the virtual account and IFSC as a beneficiary and paying. The latter is more suited for businesses making a payment.

Settlements are credited same day and within a few hours.
Yes, apps like Tez and WhatsApp allow users to send money to a UPI ID or any bank account. The unique account number needs to entered and the payment can be made.

₹ 2.50

per Validation

Validation

Verify UPI IDs, bank acount details and account holder name in real time.

  • payment gateway charges

    Paperless and
    same day onboarding

  • payment gateway charges

    Easy to use
    Dashboard

  • payment gateway charges

    E-commerce
    Plugins

  • payment gateway charges

    Developer friendly
    integration kits

₹ 1.25

per Validation

Validation

Verify the user’s PAN details in real-time.

  • payment gateway charges

    Paperless and
    same day onboarding

  • payment gateway charges

    Easy to use
    Dashboard

  • payment gateway charges

    E-commerce
    Plugins

  • payment gateway charges

    Developer friendly
    integration kits

₹ 1

per Validation

Validation

Verify the user’s Aadhaar details instantly.

  • payment gateway charges

    Paperless and
    same day onboarding

  • payment gateway charges

    Easy to use
    Dashboard

  • payment gateway charges

    E-commerce
    Plugins

  • payment gateway charges

    Developer friendly
    integration kits

2.25%

per transaction

Cards

  • visa

    Visa

  • Masterard

    Mastercard

₹ 5 + ₹ 5

Mandate Creation     Per Debit

E - mandate

  • NACH

₹ 5 + per debit

Mandate Creation

UPI Autopay Early Access

Transaction Value

  • Upto ₹ 250
  • ₹ 251 to ₹ 1000
  • Above ₹ 1000

Per debit

  • ₹ 2.5
  • ₹ 5
  • ₹ 15
  • payment gateway charges

    Paperless and
    same day onboarding

  • payment gateway charges

    Easy to use
    Dashboard

  • payment gateway charges

    E-commerce
    Plugins

  • payment gateway charges

    Developer friendly
    integration kits

0.25 0.1%

Per vendor split

Automatically split commissions with vendors after every purchase.

  • payment gateway charges

    Paperless and
    same day onboarding

  • payment gateway charges

    Easy to use
    Dashboard

  • payment gateway charges

    E-commerce
    Plugins

  • payment gateway charges

    Developer friendly
    integration kits

FAQ

Easy Split by Cashfree is a split payment gateway for marketplaces that helps marketplaces accept payments from customers, deducts commissions and automatically settles payments to the vendors. Easy Split also takes care of customer refund processing and subsequent adjustment in vendor settlements.
At the time of adding a transaction, you can assign the appropriate numeric commission amount against each vendor that you add with Cashfree.
Yes, when you create an Easy Split account, Cashfree Payment Gateway will be automatically activated for your account. All payments collected via the payment gateway are automatically split using the integrated payment flow including refund processing.
You can specify an absolute value for the vendor's share in the overall transaction value. The remaining amount (Order Amount - Total Vendor’s share) is considered as your share.
You can provide a split while initiating refunds from API or Dashboard. As per your inputs, the corresponding vendor’s balance is debited. This will help take care of any receivables from your vendor.
If the transaction has been marked successful, you will not be able to change the vendor associated with the specific transaction.
Yes, this is possible by modifying vendor’s settlement preferences. By default, pending vendor balances get settled automatically as per the settlement schedule defined by you.
Using Easy Split, you can add any number of vendors instantly. Once a vendor is added, Easy Split automatically makes adjustments and settle amounts as per the defined commission structure and settlement cycle.

Tailored Pricing

Our team of payment experts are well armed to understand your business requirement and suggest the best combination of features for your business and come up with tailored growth-friendly pricing.

Zero Setup Fee | Zero Maintenance fee | Lowest Payment Gateway Charges

Get In Touch

Are you a developer?
Checkout our API documentation

View Docs
Do more with

Cashfree's Payment Gateway

by connecting with other Cashfree products
Payouts

Payouts - Send money to any bank account, UPI address or Paytm wallet by uploading a file or via an API.
Auto Collect

Auto Collect - Automatically track customer payments with virtual bank accounts. No more manual reconciliation.
Marketplace Settlements

Marketplace Settlements - Automatically split commissions with vendors after every purchase. Run a marketplace with ease.

Ready to get started?

With Cashfree collect payments, make payouts, manage international payments and more. Start now by creating your account or get in touch to explore custom solutions.

  • Easy onboarding
  • Dedicated Account Manager
  • API access
Create Account Contact Sales